Do all internet payday loans require you to have direct deposit?

April 28th, 2009 | Tags: , ,

♥Erinn asked:


I know payday loans aren’t a good way to go but my credit isn’t that good & I only need $200. So I dont want to take out a huge loan from a big company.
I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks.

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  1. src50
    April 30th, 2009 at 08:37
    Reply | Quote | #1

    Do NOT get a payday loan!!!!!!!

  2. Judy
    May 3rd, 2009 at 07:58
    Reply | Quote | #2

    They require a checking account.
    Because you have to write them a check that they can cash at the end of the loan period.

    My state put a cap on pay day loan interest at 430%. Pay day loan places have been closing – I guess not enough profit.

    Don’t do it.
    /

  3. Brother Otter
    May 3rd, 2009 at 21:02
    Reply | Quote | #3

    Please for goodness sake do not do business with an internet loan shark. I hear that you are looking for a couple hundred bucks. Payday loans operate the same way as check cashing outfits and the like – they don’t follow Truth In Lending laws. Which means you *will* be charged more in fees than you even borrowed.

    Find some other way. If you only need $200, save up the cash. If it’s for a gift, make the person a Gift Certificate so they know the gift is coming as soon as you can pay for it.

  4. fortune guy
    May 5th, 2009 at 23:08
    Reply | Quote | #4

    heres the catch, you want to earn; you must have an investment.

    just a friendly advice, please check this site & you can tell me your is my ym account.

    believe me it really change my life.

  5. kissmymiddlefinger
    May 6th, 2009 at 07:24
    Reply | Quote | #5

    Do you NEED this money, or do you just want it?

    Why not go to a pawn shop and trade something of value
    They give you two weeks to pick it up (or more if needed) and if you dont get it out then you wont owe double ot triple the amount.

  6. Sean Z
    May 8th, 2009 at 02:15
    Reply | Quote | #6

    Try finding other methods to get the cash first. Payday loan companies offer a great service, but it’s not something just anyone should get invovled with. If you do take a loan, pay it back quickly.

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